What is what to do when someone keys your car?

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What to do When Someone Keys Your Car

Discovering that your car has been keyed can be frustrating. Here's a step-by-step guide to handling the situation:

  1. Document the Damage: Immediately after noticing the damage, take detailed <a href="https://www.wikiwhat.page/kavramlar/photographic%20evidence">photographic evidence</a>. Capture the key marks from various angles and distances. This documentation will be vital for insurance claims and police reports.

  2. File a Police Report: Contact your local police department to file a <a href="https://www.wikiwhat.page/kavramlar/police%20report">police report</a>. Even if the perpetrator is unknown, having an official record of the incident is important. The police report will also be required by your insurance company.

  3. Contact Your Insurance Company: Notify your <a href="https://www.wikiwhat.page/kavramlar/insurance%20company">insurance company</a> as soon as possible. They will guide you through the claims process. Determine if you have collision or comprehensive coverage and understand your deductible. Keying is often covered under comprehensive insurance, but check your specific policy.

  4. Gather Evidence: If possible, check for <a href="https://www.wikiwhat.page/kavramlar/surveillance%20footage">surveillance footage</a> from nearby businesses or residences that might have captured the incident. Any witness statements can also be helpful. Provide this evidence to the police and your insurance company.

  5. Get an Estimate: Obtain repair estimates from several <a href="https://www.wikiwhat.page/kavramlar/auto%20body%20shops">auto body shops</a>. This will give you an idea of the cost of repairs and help you negotiate with your insurance company.

  6. Consider Repair Options: Based on the estimate and your insurance coverage, decide whether to file a claim or pay for the repairs out-of-pocket. If the damage is minor and your deductible is high, paying out-of-pocket might be more cost-effective.

  7. Prevention: While you can't completely prevent someone from keying your car, consider parking in well-lit areas, using a car cover, or installing a dashcam with parking mode to deter vandalism in the future.